Revelstoke Homes For Sale

Tips On Financing a Home

Have you considered a mortgage broker?
How does it work?

A mortgage broker works directly with Canada’s largest financial institutions including the chartered banks, credit unions, trust companies and private lenders. Tip – by using a broker you are gaining access to a large number of lenders but you only have to make one visit – to your local mortgage professional.


Good Looking Credit

Did you know that shopping around at different banks can damage your credit rating? Each time you submit a mortgage application at a different financial institution, your credit is checked, which drops your score. Tip – a mortgage professional will shop all of Canada’s largest lenders with only one credit check. We save you the time and hassle of searching for the best mortgage and rate while keeping your credit score in good shape.


Interest Rates

Did you know that all mortgages are not equal? Two mortgages with the same interest rate aren’t necessarily the same. Tip – ask your local mortgage professional to explain the differences. In this way you are ensured of getting the best mortgage and peace of mind.


Flexible Hours

A mortgage broker will work evenings and weekends. Tip – don’t worry about taking time off work to meet during bankers hours, we will meet you on your time.


No time. No cost. No kidding.

We take care of everything from shopping for the very best rate and terms, to ordering appraisals, doing the paperwork and scheduling closing. Tip – Continue with your daily routine and let us take the hassle or inconvenience out of your mortgage process.


Worried about rate hikes?

Typically home buyers (and mortgage holders) only watch interest rates when buying or renewing a mortgage. We watch rates daily and are in tune with rate changes. Tip – Protect yourself from a rate increase while you shop for your home by getting a “pre-approval”. This will protect you for up to 120 days against any rate hike allowing you to focus on your home search and not worry about interest rates. Also, if rates should drop you will get the lower rate. This is a win- win!


Terminology confusing you?

HELOC, open, closed, variable, cash back, flex down, amortization period. The list goes on. Tip - Let us help take the mystery out of mortgage shopping. We’ll take the time to help you understand all of the options available. We make mortgages easy, real easy.


These helpful tips were brought to you by:

Frank Fik
Your Local Licensed Mortgage Broker

DLC-WHITE HOUSE MORTGAGES


You've found the right home, now let me find the right mortgage.

I can provide you with the best morgage solutions available by shopping for the best rate and terms.

* Knowledgeable   * Capable   * Trusted

My professional advice is FREE!

Phone:                   (250) 837-7804       
Email:        
ffik@telus.net
Website :   www.frankfik.ca 



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